During the "Securing Growth – Innovating to Compete" panel at the IIF European Summit 2026, Ludmiła Falak-Cyniak, Vice President of the Management Board PKO Bank Polski, emphasized that Europe's competitiveness and economic resilience are becoming not only a public priority but a fundamental societal need.
The Romanian branch of PKO Bank Polski has signed a syndicated financing agreement with Distributie Energie Oltenia, one of the four largest power distribution system operators in Romania. This is the first transaction of the new foreign branch, which started operating on 1 January this year.
On 1 January, the corporate branch of PKO Bank Polski in Bucharest began its operational activities. This branch was established primarily to support Polish companies operating in the Romanian market, but will also be fully open to financing local companies in this market. The launch of operations in Romania is part of the implementation of PKO Bank Polski's foreign expansion strategy for 2025-2027.
Over the next three years, the bank capital group's main strategic objective is to consolidate its position as the financial group number one in Poland, focused on growth and development. PKO Bank Polski Capital Group will use all its competitive advantages resulting from its position as the largest and strongest banking group in Poland. The strategy is based on 7 business pillars which, together with the strength of the brand and the complementarity of the services provided by the entire Capital Group, will enable the Group to achieve its ambitious business goals. At the same time, the strategic priority is to increase the efficiency and effectiveness of the Capital Group's operations. The financial targets stated in the strategy include an ROE above 18% by 2027, assuming an NBP reference rate of 3.5% in 2027, a cost efficiency ratio C/I below 35%, cost of risk in the range of 0.7-0.9 (CoR). The bank also wants to maintain its ability to make regular dividend payments and share buybacks.
The Supervisory Board of PKO Bank Polski has supplemented the composition of the Management Board of the Bank for a new three – year term. Marek Radzikowski and Mariusz Zarzycki were appointed as Vice presidents of the Management Board as of 22 April 2024. This is a result of the ongoing open qualification procedure, for the positions of President and Vice-Presidents of the Management Board announced on 14 February 2024.
The Supervisory Board of PKO Bank Polski has appointed a new Management Board. Szymon Midera will be appointed as the President of the Management Board of PKO Bank Polski, subject to the approval of the Financial Supervision Authority.
PKO Bank Polski is one of the financial institutions that have signed a financing agreement with a total value of approximately PLN 1.6 billion with the American Heart of Poland Group, which specializes in the treatment of lifestyle diseases, in particular cardiovascular diseases. PKO Bank Polski's share in the consortium amounts to PLN 250 million. The loan under the Sustainability-Linked Loan (SLL) formula is part of PKO Bank Polski's strategy to support the green transformation, and will be allocated to achieve the investment and acquisition targets of the American Heart of Poland Group.
PKO Bank Polski has won the international Global Retail Banking Innovation Awards 2023 competition in the category of "Outstanding Customer Relations & Brand Engagement Initiative." The competition's jury recognized the bank's efforts related to building its presence in the Metaverse, particularly the organization of Virtual Job Fairs #PKOBankTalentów and marketing activities.
PKO Bank Polski is undertaking innovative technological projects, which has increased the demand for IT specialists. Currently, the bank is recruiting for 130 new positions in its IT teams. The bank is looking for specific skills and provides opportunities for development on diverse IT projects. The company is a leader in the Polish banking sector, and its technology solutions and strategies are consistently recognized in international competitions and rankings.
